General Liability Insurance
General Liability Insurance Information
General liability insurance benefits all kinds of businesses, large or small. If your business’s operations, employees, or services are liable for property damage, bodily injury, or personal and advertising injury, this essential coverage may help protect you from the financial repercussions.
All County Insurance insures small businesses throughout West Palm Beach, Florida, and we can also help you with the coverage solutions you may need for your business.
What Is General Liability Insurance?
Damage to your business’s reputation from a liability claim may also damage your company financially. General liability insurance may help pay for lawsuits and accidents related to nonprofessional negligent acts. A general liability policy typically includes property damage, personal and advertising injury and bodily injury coverage.
How Much General Liability Insurance Do I Need?
The coverage you may need in your general liability insurance policy depends on your business’s size, industry, and operations, in addition to other factors, such as past claims history. We can help ensure your business has suitable financial protection if a covered incident happens.
As a small business, you may not have an extensive budget, but investing in adequate amounts of general liability insurance is essential. Small businesses must consider the same factors as large businesses when determining how much coverage they may need. Work with an agent today to find a balance between budget and getting enough coverage.
What Does General Liability Insurance Not Cover?
Each insurance company has its policy exclusions, so what isn’t covered under your insurance policy depends on your insurer. For instance, general liability insurance doesn’t typically include coverage for work-related illnesses or injuries that employees may sustain, as that is covered under workers’ compensation insurance. We can review our exclusions with you so you know what your policy would insure against if we were your provider.
Essential Business Protection
Businesses face daily operational risks, which may have potentially adverse consequences. Your business must have general liability protection—whenever you may need it for protection. Call All County Insurance at 561-683-1111 to get a no-obligation quote.