Homeowners Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Homeowners Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Homeowners Insurance Information
Homeowners insurance can help financially protect your home in a disaster or accident. It’s also important to consider insuring your home to cover future repairs or replacements. Our agents at All County Insurance are ready to assist you with your homeowners insurance needs.
What Does Home Insurance Cover?
There are four main areas of coverage within homeowners insurance:
· Structure of your home—This portion of your homeowners policy helps pay for repairing or rebuilding your home if it is damaged or destroyed by specific natural disasters.
· Personal belongings—Your policy helps cover the cost of replacing your furniture, clothes and other personal items if they are stolen or destroyed.
· Liability protection—Coverage for this area protects against claims of or lawsuits arising due to bodily injury or property damage sustained on your property or caused by you or your family members to other people. The liability portion of your policy can cover costs to defend you in court.
· Additional living expenses—This portion of your policy helps cover the costs of living elsewhere due to damage to your home caused by a disaster.
How Much Home Insurance Do I Need?
If your home becomes damaged in a covered incident, you might want enough coverage to rebuild the structure of your home, help replace belongings and assist with living expenses if you’re unable to live in your home. The limits on your policy need to be high enough to cover all costs; otherwise, you’ll be paying expenses out of pocket. Your insurer will provide a recommended coverage limit, but it’s still beneficial to educate yourself because you know your home and belongings the best.
The amount of coverage you choose will be a factor used to determine the price of your monthly premium. Reach out to an agent to learn more about your coverage limits.
Get Started Today
Our All County Insurance agents are here to assist all homeowners in finding the perfect coverage. Contact an agent today to get started with your homeowners insurance.