Auto Insurance in West Palm Beach, FL

Car insurance can help provide critical financial protection if you are involved in an accident. The agents at All County Insurance can help you get the best possible combination of value and coverage. Contact us today to get personalized car insurance quotes.

How Much Auto Insurance Do I Need?

Florida drivers must purchase the following auto insurance coverage to comply with state laws:

  • Property damage liability may help pay for third-party injuries and property damage up to the policy’s limits after an at-fault accident.
  • Personal injury protection (PIP) may help cover accident-related medical costs for you and your passengers, regardless of who caused the accident.

Florida’s minimum liability limit requirements are low and may not completely cover your legal liability for a serious accident. Your agent may recommend you purchase more than the minimum auto policy liability limit in addition to these optional coverages:

  • Bodily injury liability may help cover third-party bodily injury claims after an at-fault accident. Florida doesn’t require bodily injury liability coverage; however, you may have to buy it if you are convicted of a serious traffic violation.
  • Uninsured/underinsured motorist coverage may help cover your accident-related medical bills if the at-fault driver has too little or no coverage.
  • Comprehensive and collision insurance may help pay to replace or repair your vehicle after an accident or incident. If you finance or lease your vehicle, your lienholder requires this coverage.
  • Guaranteed asset protection (GAP) may help pay the difference between the total payoff amount on your lease or loan and the insurer’s settlement if your vehicle is a total loss after a covered accident.

When Should I Add My Teen Driver to My Policy?

When your teen starts driving, it’s crucial to either add them to your auto insurance policy or purchase a policy separate from your coverage. Your agent can help you decide which option makes sense based on your situation.

Which Auto Insurance Is Best?

The agents at All County Insurance can help guide you through the process of finding and selecting the policy that best fits your coverage and financial needs. Work closely with your agent to determine which policies and endorsements will provide the best coverage.

Contact All County Insurance in West Palm Beach, Florida, to start building your auto insurance plan.

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